Folio
Start free
The team is in

The back office
you actually
want to check

Six specialists. One dashboard. Zero spreadsheets. Built in South Africa for South African tax law — from R349/month.

Start your Folio — 14 days free

No card · No sales call · 20-minute setup

SARS-compliant◆B-BBEE ready◆POPIA compliant◆IFRS by default◆EMP201 & IRP5◆VAT201◆CIDB tracked◆ZAR-native◆Paystack payments◆PAYE · UIF · SDL◆SARS-compliant◆B-BBEE ready◆POPIA compliant◆IFRS by default◆EMP201 & IRP5◆VAT201◆CIDB tracked◆ZAR-native◆Paystack payments◆PAYE · UIF · SDL◆
file

BBBEE_FINAL_v7.xlsx

file

WhatsApp: 'Send invoice?'

file

Re: Re: Re: PAYE query

file

Pastel · Trial Balance

file

Leave_tracker_2024.xlsx

file

VAT_recon_MARCH.xlsx

Folio · Dashboard
Cash position
R 1.2M
PAYE due
R 84k
Invoices out
12
B-BBEE
Level 4
Cash flow · 30d
All systems compliant
Green
The patchwork problem

One app for the books.
Another for payroll.
A spreadsheet for B-BBEE.
WhatsApp for invoices.
Another spreadsheet for leave.

Every month you stitch it together, hoping nothing falls through the cracks. When SARS knocks, you pray. When a certificate expires, you scramble.

It doesn't have to be this way.

Meet your back office

Six specialists.
One Folio.

Gladys
01 · Accounting
Gladys

"Every transaction auto-posts. Your income statement updates in real-time. I never sleep, and I never miss a cent."

Categorized this month
R 0+
Open the ledger
Patrick
02 · Payroll
Patrick

"SARS 2026/27 tables built-in. EMP201 and IRP5s ready before you finish your coffee. PAYE, UIF, SDL—calculated, filed, done."

SARS 2026/27 PAYE
  • R 0 — 237,10018%
  • R 237,101 — 370,50026%
  • R 370,501 — 512,80031%
  • R 512,801 — 673,00036%
  • R 673,001 — 857,90039%
See SARS workspace
Lerato
03 · Compliance
Lerato

"Your B-BBEE scorecard in real-time. Certificate expiry alerts. CIPC annual return tracking. Stay fundable, stay tender-ready."

B-BBEE scorecard · live
  • Ownership82%
  • Management64%
  • Skills Development71%
  • ESD88%
Open compliance
Nomsa
04 · Operations
Nomsa

"FIFO inventory, low-stock alerts, professional PDF invoices. Auto-overdue reminders that actually get paid."

Recent invoices
  • INV-0421Khulani HoldingsR 38,500Paid
  • INV-0422Sasol LogisticsR 12,900Sent
  • INV-0423Bidvest Co.R 87,200Reminded
Send an invoice
Zandi
05 · Growth
Zandi

"CRM, campaign tracking, pipeline visibility. Coming soon—early access open."

Beta · Early accessJoin the waitlist from your dashboard.
View clients
Ben
06 · Advisor
Ben

"Ask me anything. Cash flow, SARS deadlines, unpaid invoices, B-BBEE strategy. I'm your 3 AM panic button."

Ask Ben · live online
Evening. What's keeping you up?
Ask Ben in app
Every record, properly kept

One system.
Every module you'll ever need.

Dashboard

Dashboard

Every number that matters, at a glance.

Cash
R 0
Profit MTD
R 0
Payroll

Payroll

PAYE, UIF, SDL — calculated and filed.

Payslip · NovR 24,800
Tax

Tax

VAT201, EMP201, IRP5 — all SARS-ready.

VAT20125 Nov
EMP2017 Nov
Invoicing

Invoicing

Professional PDFs. Auto-paid reminders.

12 sent · 9 paid
Compliance

Compliance

B-BBEE, CIDB, tax clearance — tracked.

Tax B-BBEE CIDB POPIA
Reports

Reports

P&L, Balance Sheet, Cash Flow — exportable.

Inventory

Inventory

FIFO costing. Low-stock alerts.

● 248 SKUs · 3 low
Expenses

Expenses

Receipt capture, mileage, VAT inputs.

VAT input: R 4,820
Settings

Settings

Multi-user roles. Permissions. Audit trail.

+ 4 roles
Up and running in an afternoon

Three steps.
No consultant required.

Step 01 · Connect

Connect

Add your company details, VAT number, and team. Folio sets up your chart of accounts automatically.

Company name
|
VAT number
|
Industry
|
Step 02 · Import

Import

Drag your Pastel or Sage CSV. Map columns. Green ticks all the way down.

opening_balances.csv
Date
Description
Debit
Credit
Step 03 · Run payroll

Run payroll

Add employees. Press the button. Numbers fly. Payslips land in inboxes.

Run payrollProcessed
Thabo M.R 18 000
Naledi K.R 19 450
James P.R 20 900
Sipho D.R 22 350
Time elapsed
18 minutes

You: still in your slippers.

Start your Folio
Plans that grow with you

Honest pricing.
Cancel anytime.

Starter

≤ 5 employees

For the solo operator who invoices, tracks expenses, and dreams of hiring.

R349/mo
Start free trial
  • 100 transactions/mo
  • Up to 5 employees
  • Invoicing & 15% VAT
  • Receipts & expenses
  • Email support
Most popular

Growth

≤ 30 employees

For the team that's scaling and can't afford payroll mistakes.

R749/mo
Start free trial
  • Unlimited transactions
  • Up to 30 employees
  • Full payroll (PAYE/UIF/SDL)
  • SARS calendar & reminders
  • B-BBEE light scorecard
  • Priority support

Enterprise

∞ employees

For the established business with multiple entities and compliance complexity.

R1 599/mo
Start free trial
  • Everything in Growth
  • Unlimited users & employees
  • Full B-BBEE scorecard
  • Multi-entity consolidation
  • API access
  • Dedicated success manager

All prices in ZAR, ex-VAT. Annual = 20% off, billed up-front.

Which plan is right for me?

If you're invoicing clients, tracking VAT and have up to 5 staff, Starter handles it comfortably. Add Growth the day you hire #6.

The moment payroll matters. Growth turns on full PAYE/UIF/SDL, EMP201, IRP5 exports and the SARS calendar — exactly when you can't afford mistakes.

Pick it if you have multiple entities to consolidate, need API access, or run the full B-BBEE scorecard. Otherwise Growth is plenty.

Any direction, any time. Upgrades prorate. Downgrades take effect at your next billing cycle. Your data stays put.

The straight answers

Ask Ben.
No marketing fluff.

I'm already using Sage. How painful is moving?
Ben
Ben · Advisor
Painless, actually. Export your trial balance, debtors and creditors as CSV. Folio maps the columns, you click confirm. Most teams are fully migrated within a week — and we'll do it with you, free.
What if I outgrow my plan?
Ben
Ben · Advisor
Upgrade in two clicks, prorated. Enterprise handles unlimited employees and multi-entity consolidation. If you ever need more, your data exports in standard formats — no lock-in.
Where does my data actually live? POPIA matters.
Ben
Ben · Advisor
PostgreSQL with row-level security, encrypted at rest. POPIA-compliant. Every read and write is logged. 99.99% uptime SLA on Enterprise. Your data, your rules — export everything any time.
Can I cancel?
Ben
Ben · Advisor
Whenever. No annual lock-in, no exit interview. Cancel from settings, download your records, walk away. We'd rather earn your next month than trap you in it.